Financial Planning
Financial planning may be used to assist you in creating, applying and monitoring investment strategies that best meet your lifetime financial goals.
For a more holistic or comprehensive approach, Kaizen also offers a planning system that creates a financial model that contains all aspects of your financial life. Together with your wealth advisor, you will have a tool to measure and coordinate each and every money decision in your life. Our purpose will be to achieve financial efficiency and be effective in moving you toward financial independence. Your decisions will be based on an organized and integrated approach to planning. Your first step to getting on the model is to complete a Questionnaire and/or Cash Flow Analysis Worksheet.
Our wealth objectives will include the following:
- Building wealth efficiently (without increasing your risk)
- Giving you the right to spend and enjoy your wealth
- Passing on your wealth according to your desires
- Creating a plan that will work under as many circumstances as possible
As your advisor, you should want us to be in a position to know about and to evaluate all areas of your financial life including, but not limited to, your investments, liabilities, savings, life insurance, health insurance coverage, disability protection, long-term care protection, property & casualty insurance coverage, tax planning, college planning and estate planning. Kaizen will not prepare your taxes, draft your legal documents or provide you with homeowners and auto insurance. Rather, we are available to work together with other professionals to make sure you have appropriate coverage and are efficient as possible. Kaizen is happy to refer you to qualified professionals in these areas if you are not already satisfied with a current relationship. Your financial decisions will no longer be made one at a time or made without considering how the decision affects other areas of your financial life.
If you are happy with your estate planning attorney, CPA, property & casualty agent or other professional, please let us know. Kaizen is always looking for top professionals to work with who complement what we do.