Our Philosophy

Kaizen Defined
Kaizen (Ky-zen) is a Japanese term meaning, "continuous, incremental improvement." Kaizen means taking concentrated steps to grow consistently toward a worthy aspiration, increasing achievement and maintaining excellence and integrity.

Founding Principles

Our clients' best interests always come first
We seek to eliminate waste and inefficiencies both in client accounts and in firm management
We strive for continuous improvement in everything we do; it's the little things, done consistently that make all the difference
We focus on building long-term relationships
We promote a comprehensive approach to financial decision-making: Organized, Coordinated, Integrated
We encourage open communication, allowing clients a voice in improving their Kaizen experience
We strive to keep things simple and understandable
We remember to ask, "How can I help?"

Our Team

Ken J. Koubsky, CFP®

President of Kaizen Wealth Advisors

Clients rely on Ken to always look out for their best interests. He serves clients by offering a comprehensive approach to wealth management. Clients can count on Ken to be their primary point of contact for their investment management, planning process and insurance solutions and to be their liaison with other resources such as CPAs and estate planning attorneys.

Educational Background
B.S. in Business Administration with emphasis in Accounting, 1993, University of Nebraska, Lincoln, Nebraska
Passed Certified Public Accountant examination, 1995
Passed Series 6, 7, 63, 65 securities exams and insurance licensed
Merrill Lynch Training Academy, 1995-1997 and Salomon Smith Barney Practice Development Center, 1999
Specialized training in comprehensive financial planning and wealth management for high net-worth clients in addition to advanced sales skills development
Certified Financial Planner™ certificate holder with active registration

Experience
Financial Consultant, Merrill Lynch, 1996-1998.
Provided asset, liability and insurance management to over 100 client households
Financial Consultant, Salomon Smith Barney, 1998-2003.
Provided financial relationship management to over 150 clients and acted as an advisor to the 500+ local employees of a public company who required expertise in exercising options and in wealth building and preservation
Engaged in cooperative education events with CPAs, estate planning attorneys, portfolio managers and other professionals
Integrated multiple financial services for clients by working closely with their CPA and attorney
Wealth Advisor, Orizon Investment Counsel, 2003-2007.

Kristin Koubsky

Client Advocate

Kristin has been assisting Ken with his client relationships for over twenty-five years. As Ken's wife and business partner, she shares in the common goals of building relationships through sincere interest in the individual concerns and needs of people. With a background in teaching English, she keeps communication efficient and understandable and knows how to find answers to questions and problems.